Thanks for your honesty, Jupiter. Guilt is such a disturbing feeling indeed. It might help to see money and time as two flows of nature's abundance. And only when you manage to balance them will your life go where your heart's longing takes you.
And if you have trouble feeling it this way, connect to nature. Never feel guilty when you spend time feeling nature (combine it with time with your fella). Nature and birdsong is where the wisdom comes from...
Happy journey, Jupiter!